Debt-Free Blessings
How To Save Money, Pay Off Debt & Build Wealth Using Spiritual PrinciplesI will show you how it is possible to bring balance to your financial future. Following this plan will greatly increase your odds of success and help you reach your debt-free goals in record time. It has already helped hundreds of people around the country live a debt-free and abundant life.
Understanding Money
Most people were just never taught about how money really works and have dug themselves into a deep hole without realizing it. You have your own story about how you got into debt and why you are reading this book. Please know that there isn’t any judgement behind any of the topics that I discuss in this book. This is just a conversation between you and me. I’ve been trapped – up to my eyeballs in debt, without any clue of how to get out. I discovered some tools and principles that offered me hope, even when I was In the midst of a financial mess. That is why I wrote this book – to offer you hope and illuminate a path forward.
By first helping you to understand your relationship to and feelings about money, I will show you how it is possible to bring balance to your financial future. Following this plan will greatly increase your odds of success and help you reach your debt-free goals in record time. It has already helped hundreds of people around the country live a debt-free and abundant life.
Can you relate?
- How do we get ahead? We’re just paying the minimums on everything.
- I’m ready and willing to get out of debt, but my spouse isn’t on board. How do I get my partner on the same page?
- We think we need to file bankruptcy. My partner lost her job and she can’t find another one. Its been 12 months.
- I’ve started a budget several times, but I can’t seem to keep up with it.
- I have an irregular income. How can I keep a monthly budget?
- I really can’t pay my past due amounts right now. What am I supposed to do when I get collection calls?
- I need to start talking to my kids about money, but I don’t know if I’m giving them the best advice.
Book Highlights
These chapters lay out exactly how you can achieve a debt-free abundant life
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About the Author
MELISSA CAPPLEMAN is a financial expert with a passion for helping people get out of debt faster than they ever thought possible. She is the Dave Ramsey Preferred coach in the greater Los Angeles area. Hundreds of people around the country are now living debt free, thanks to Melissa and the spiritual principles that she uses to help her clients.
“My goal and dream is to help others create balance in their lives, both financially and emotionally. I help couples, singles, and small business owners put their money and how they manage it into perspective. Instead of letting money control them, I teach them how to control money.”
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What People Say
A wonderful, inspiring, uplifting book! The steps to help you become debt-free are given in clear, manageable tasks and explained in a thoughtful, relatable manner. The principles outlined here will not only help you to take charge of your financial situation in ways that will encourage you to integrate them into life-long habits, but will help to build success in other areas of life as well!
I’ve just finished reading Melissa’s book – what a wonderful practical, inspirational book. Very easy to read, has great ideas, thoughts and practical actions to take to get us out of debt. I especially liked the section on “Using Spiritual Principles to Improve Your Financial Situation” and also on “Talking to your Kids about Money”
This book is sure to inspire and assistance people in getting out of debt and help the next generation of children to live a debt free life. I really did enjoy this book, one of the best I have read to date on getting out of debt, with simple, important and achievable goals/actions to achieve.
Melissa’s book about how to become debt free is a blessing for everyone who is stuck in the debt trap and a must read for all who want to get out of that place of doom. I love the way she has combined the very practical tips with the explanations of the Universal Laws. I am a strong believer in the power of these laws and know they work. Melissa knows what she is talking about; she has been there where a lot of people still are. She offers step by step advice not only based on her experience coming out of debt, and remaining being debt free, but as well her expertise of being a trained and experienced prosperity coach. I can recommend this book to anyone who is really committed to becoming financially free. Her honest approach doesn’t promise an easy ride, but a doable one. False promises got most people to where they are now and don’t want to be.This is a very authentic book that combines spiritual dynamics with hands on tips; a great recipe for success. Congratulations to everyone for taking the first step of changing their financial situation to the better by deciding to read this book.
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